Clever Girl Finance My Wealth Plan Workbook
Your Personalized Plan to Ditch Debt, Save Money and Build Real Wealth
1. Edition November 2024
336 Pages, Softcover
Wiley & Sons Ltd
Take immediate action toward achieving your financial goals with a collection of practical and easy-to-use worksheets, checklists, and other tools in your customized wealth plan!
In the Clever Girl Finance Workbook, My Wealth Plan, renowned personal finance educator Bola Sokunbi delivers a practical toolkit that empowers you to strategically lay out your long-term financial plans and take immediate action on your financial goals. Sokunbi provides you with custom Q&A pages, financial worksheets, and checklists in which you can enter your personal answers and strategize your next steps.
The tools in this workbook are organized in an intuitive and easy-to-find way, making it easy to fine tune your plans without becoming overwhelmed. You'll discover how to:
* Organize your financial records, track and assess your spending, calculate your net worth, define your money values, and set your financial goals
* Craft a functional budget to help you repay debt or build your savings
* Improve your credit, ensure you have the right insurance, and take advantage of the investment opportunities available to you
* Layout your strategy to earn more in your career and/or through a side hustle
* And much more
Perfect for women who want to improve their financial knowledge and literacy, the Clever Girl Finance Workbook is also ideal for anyone looking for the tools they need to take immediate action to improve their personal finances. Use it as a companion to the Clever Girl Finance book series or as a standalone financial planning guide!
Also by Bola Sokunbi xi
Acknowledgments xiii
Welcome to Your Wealth Plan Workbook! xv
How to Use This Workbook xvii
Committing to Yourself: The Clever Girl Finance Creed xix
Workbook Completion Checklist xxi
Part I: Financial Foundations 1
Chapter 1: Your Money Story 3
Chapter 2: Letting Go of Your Money Mistakes 13
Chapter 3: Dream Big: Affirming Yourself to Wealth 19
Chapter 4: Shifting Your Circle of Influence 23
Chapter 5: Getting Your Financial Records in Order 27
Chapter 6: Tracking Your Spending 33
Chapter 7: Breaking Up with Your Bad Money Habits 41
Chapter 8: Your Net Worth 45
Chapter 9: Your Core Values 49
Chapter 10: Your Financial (and Life) Goals 53
Chapter 11: Your Budget 57
Chapter 12: Paying Down Your Debt (Credit Cards, Student Loans, etc.) 69
Chapter 13: Your Credit 85
Chapter 14: Protecting Yourself (Insurance) 91
Chapter 15: Asking for More Money 97
Chapter 16: Your Self- Care 101
Part II: Investing 107
Chapter 17: Your Investing Mindset 109
Chapter 18: Preparing to Invest 113
Chapter 19: Researching Your Investments 133
Chapter 20: Making Your Investments 153
Chapter 21: Investing for Retirement 161
Chapter 22: Checking In on Your Investments 173
Part III: Side Hustles 177
Chapter 23: Preparing for a Side Hustle 179
Chapter 24: Laying Out Your Business Idea 187
Chapter 25: Beginning Your Business Plan 195
Chapter 26: Branding and Marketing Your Business 209
Chapter 27: Your Business Finances 227
Chapter 28: Business Metrics to Track 247
Chapter 29: Your Dream Team 253
Part IV: Choosing to Prosper 257
Chapter 30: Making the Intentional Choice to Prosper 259
Chapter 31: Who You Are 261
Chapter 32: Coming of Age 265
Chapter 33: Your Career Journey 269
Chapter 34: Taking Leaps of Faith 273
Chapter 35: Empowering Others Despite the Naysayers 277
Chapter 36: Choosing a Rich Partner 279
Chapter 37: Stepping Outside Your Comfort Zone 283
Chapter 38: Beating Imposter Syndrome 285
Chapter 39: Celebrating Yourself 287
Chapter 40: Intentionally Choosing to Prosper Moving Forward 291
Chapter 41: You Did It! 293
Index 295
